Parenting
Keys to Great Parenting: Fun and Learning with Your Baby or Toddler: All seven sections feature simple, no-cost or very inexpensive developmental activities for parents of very young children. Many of the activities could be modified for preschoolers and early elementary children.
Traveling Light: Family Language Fun to Go: The oral language activities for all ages of children and youth require no props, are easy to learn to do. Together with parental suggestions for advancing children’s development and closer parent-child relationships included on each activity page, build family togetherness while advancing literacy skills. These values are essential for weathering lean economic times by building resiliency as well as social and reading skills, all elements that are essential for completing education and competing successfully for jobs.
How Can I Teach My Preschooler to Not Lose Money? – Fact sheet describes simple activities to help parents teach their children how money works and what it can do.
Money in Our Children’s Hands - Article describing how children learn about money and offering suggestions for guiding children about money management.
Stress at Home - Kids at School - Fact sheet to help teachers recognize stress in children due to economic difficulties at home.
Teaching Children About Money - Site that can help your children chart their financial course in life and teach them basic money management skills.
The Cost of Having Children: If Children Are Part of Your Plans - Fact sheet that takes a look at the economics of having children.
Housing Crisis Effecting Children & Families - Providing children with safe and secure housing increases their chance for success. The increase of foreclosures on family homes is having an adverse effect on children and youth. Nationally, an estimated 2 million children will be directly impacted by the mortgage crisis. They will be displaced, change school, separated from their friends and see their world from a new perspective. The following resources focus on how housing effects children identity, health, and school success.
Immigrant Families - Information on what challenges immigrant family face in the American workforce and how it affects their children
Money Management
Tax Relief Offered in 2009 - If you are currently employed, you have likely noticed an increase in your paycheck. The increase took effect this spring and is called a Making Work Pay Tax Credit. This tax credit lowers the amount of federal tax taken out of your paycheck. It will provide you with an extra $400 this year, which will be equally dispersed on your paychecks throughout the year.
Add Up The Savings -- A series of cards offering tips to Add Up the Savings At Home, On Clothing, While Eating Out, Shopping for Food, Food Preparation, and On Energy.
Go Green, Add up the Savings --Add Up the Savings Card - Go Green, Save Money at Home MS Publisher or PDF, Save Money at Work (UK CES) MS Publisher or PDF, Save Money while Shopping MS Publisher or PDF, Save Energy in the Kitchen MS Publisher or PDF, Save Energy in the Laundry Room MS Publisher or PDF
Save Water, Save Money, Add Up The Savings - Add Up the Savings Card - Bathroom MS Publisher or PDF, Kitchen MS Publisher or PDF, Laundry MS Publisher or PDF, Outdoors MS Publisher or PDF, Save Water, Save Money Radio Script MS Word or PDF
Legally Secure Your Financial Future: Organize, Communicate, Prepare - The estate planning lesson contains 3 sections, Organize, Communicate, and Prepare. The series is designed to help individuals/ families get organized; communicate their wishes with others; and prepare an estate plan. A wealth of resources has been provided throughout the lesson including: forms for preparing important papers, and links to sites; streaming video; and information on a variety of topics.
Divorce Matters: Separating Your Finances - Fact sheet discusses the three financial issues and responsibilities during divorce: the need to gather information, negotiate property division, and manage debt.
Helping Older Family Members Handle Finances - Information and tips on how to help older family members with their finances.
Families Taking Charge, Setting Spending Priorities – Tips on how to develop a spending plan to help pay your bills.
Managing Two Incomes--Yours, Mine, Ours – Suggestions on how to divide the paper work and make the decisions dealing with income issues a less stressful subject.
Financial Life Skills: Financial News You Can Use – A series to help you manage your money more effectively.
Managing your Money – How to make a spending plan and stick to it. (English and Spanish versions)
MyMoney.gov - The U.S. Governmen's website designed to educate Americans regarding money management. Includes resources for a MyMoney Tool Kit, information regarding loan and foreclosure scams, as well as other financial tools and resources.
The Wildcat Way to Wellness: Give Yourself a Financial Checkup, FCS 5-430 - It is important to do a regular checkup of your finances, much like getting an annual checkup from your doctor. Some financial maintenance checks should be done monthly, some quarterly, and some annually.
Personal Finance - It is an online one-stop-shop for the entire U.S. Cooperative Extension System in personal finance and several other subject-matter areas, with more being added in the near future. Programs, information, and featured resources in personal finance are constantly being reviewed and added to the site.
Setting Your Goals – Suggestions on defining long- and short-term financial goals and ways to determine them.
Budgeting & Saving
All My Money - Curriculum for teaching money management and consumer skills to limited resource audiences.
Balancing Income and Expenses - Fact sheet on how to balance income and expenses and maintain a budget.
Build Wealth Not Debt: Become an American Saver – Program aimed at educating and assisting Americans to build wealth by saving and reducing debt.
Build Your Savings – Suggestions on ways to increase savings.
Capture the Power of a Spending Plan - Quick and easy ways to develop a successful spending plan.
How to Keep Money in Your Pocket, FCS 5-102 - Your spending and saving habits influence your ability to achieve financial security. You can change wasteful spending habits if you understand how habits are shaped, the parts of spending behavior, and ways spending behavior can be changed.
How to Make your Money Go Further, FCS 5-101 - The way you spend your money today will determine what you have six months from now, a year from now, five years from now or in your lifetime. You control your financial destiny. Successful money managers control the way they spend their money.
Making It on a College Budget. Paying for college is one of the most significant costs families encounter. The purpose of this lesson is to enable students to gain skills in managing income and expenses effectively to maximize the money they have for college. Participants will gain skills in managing income and expenses effectively. They will know what's important, set goals, make a spending plan and have a chance to evaluate their spending. For more information regarding this program, contact Suzanne Badenhop
Money in Your Pocket: The Budget Box System. Designed to help families manage their money. Uses a budget box system to set spending priorities for one month at a time. Allows for varying income and accepts the fact that there may not be enough money to meet all expenses. Families are encouraged to set realistic financial goals. Includes six lessons plus Money in Your Pocket cards, templates for printing envelopes for expense and income categories. For more information regarding this program, contact Suzanne Badenhop
Money Smart—Money Smart for Young Adults and Money Smart. Both of these have been updated recently. They have great modules on banking, checking accounts, setting financial goals and keeping track of ones money, savings, borrowing, credit cards, home ownership, and on the young adult one, paying for college and cars. For more information regarding this program, contact Suzanne Badenhop
Stretching Your Dollar
Don’t Make “Cold Checks” a Disaster, FAM-RHF.136 - This fact sheet deals with the common consumer practice of floating checks until payday, and provides information on the Check Clearing for the 21st Century Act, which makes it almost certain that checks will clear within hours, rather than days. Many unsuspecting consumers are likely to bounce checks as a result, and this publication helps consumers avoid what could become a personal catastrophe.
Finding Ways to Live on a Reduced Income, FCS 5-441 - Loss of income is a traumatic experience. With so many families carrying a high level of debt today, the reduction in income or total loss of income through a job loss is especially traumatic. There are steps you can take to ease the burden and survive this experience.
Live Within Your Means – Description on how to make important purchases and how not to make unimportant purchases.
Not Enough Money?, NEP 210A – It can be a shock to realize there is not enough money to go around. This fact sheet gives tips for making informed decisions with your money.
Spending Choices – Some suggestions on the right spending choices.
Stretching Your Dollars - Fact sheet with suggestions for maximizing budget dollars.
Super Shopper-The Price is Right, FAM-RHF.102 – To many shoppers, the word
“sale” is magical. This fact sheet teaches consumers to analyze sales for wise shopping.
Super Shopper—Service Contracts: To Buy or Not to Buy, FAM-RHF.103 – When are service contracts appropriate? This fact sheet helps consumers make informed decisions before purchasing.
Communicating About Money
The Importance of Communication in Learning to Manage Money - Fact sheets discussing the importance of communication about money issues and presents a plan for couples to follow for learning how to deal with this important issue.
Your Money Matters – Talk about money openly and honestly before marriage.
Talking About Money - Communication builder on money management.
Family Communications about Money, FCS 5-106 - Many financial problems occur because family members do not understand their money situation. When family members don’t “talk things over,” even the most workable spending plan is doomed.
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